Having a PhilHealth membership is possibly the easiest and most accessible form of health insurance you can get here in the Philippines. Pretty much all employers in the country are required to give one to their employees. It’s also easy to obtain for the likes of freelancers and entrepreneurs if you want to go the voluntary way.

But with our busy schedule, there are times where paying for your PhilHealth Contribution can be tiresome. Thankfully, there’s an easier way to ensure your contribution is paid on time.

Can you pay your PhilHealth contribution online?

The obvious answer is “Yes”. The online payment option for PhilHealth contribution does not only benefits employers, but also those who are voluntary members of the system.

There are a couple of ways you can pay your monthly fee online, and we’d be detailing them here.

Where can I pay my PhilHealth online?

Both employers and voluntary members can pay their contributions via these services.

  • Bank of the Philippine Islands via Bizlink
  • Union Bank of the Philippines via OneHUB
  • IPAY-MYEG Philippines, Inc.
  • Citibank N.A. via Citidirect
  • Security Bank Corporation via Digibanker
  • Land Bank of the Philippines via EPS
  • BancNet e-Gov, for clients of BancNet-member banks

Where can I pay my PhilHealth offline / over-the-counter?

  • Asia United Bank Corporation
  • Bank One Savings Corporation
  • Bank of Commerce
  • Camalig Bank Inc. (A Rural Bank)
  • BDO Network Bank, Inc.
  • Century Savings Bank Corporation
  • Century Rural Bank, Inc.
  • China Bank Savings, Inc.
  • China Banking Corporation
  • Development Bank of the Philippines
  • CIS Bayad Center, Inc.
  • Citystate Savings Bank, Inc.
  • Land Bank of the Philippines
  • East West Rural Bank, Inc.
  • Penbank, Inc. (A Private Development Bank)
  • Local Government Units (selected LGUs only)
  • Philippine Veterans Bank
  • Philippine Business Bank, Inc.
  • Robinsons Bank Corporation
  • Rizal Commercial Banking Corporation
  • Rural Bank of Jose Panganiban (CN), Inc.
  • Rural Bank of Bambang (N.V.), Inc.
  • Saviour Rural Bank, Inc.
  • Rural Bank of Sta. Catalina (NO), Inc.
  • UCPB Savings Bank
  • SM Mart, Inc.
  • United Coconut Planters Bank
  • Union Bank of the Philippines

Where can OFWs pay PhilHealth abroad?

Have you already gone abroad but still want to continue your PhilHealth Contribution? Here are some of the channels that accept PhilHealth payments.

  • Bank of Commerce
  • Development Bank of the Philippines
  • CIS Bayad Center
  • Ventaja International Corporation
  • iRemit, Inc.

Can I pay PhilHealth via GCash?

Yes, but not directly to the GCash app. The way you can pay for your contribution via GCash is through the PhilHealth Member Portal, which we’d be discussing further later.

Can I pay PhilHealth via 7-Eleven Cliqq kiosks?

Sadly, you can’t pay for your contribution on Cliqq kiosks inside 7-Eleven branches, and even on TouchPay machines in most Alfamart stores.

PhilHealth Contribution schedule for employers

Employers are required to remit the contributions of their employees every month. Those who are PhilHealth Employer Number (PEN) that ends in 0 to 4 can remit their payments on the 11th to 15th day of every month following the applicable period. Meanwhile, numbers ending in 5 to 9 can pay their on every 16th and 20th day of the month following the applicable period.

PhilHealth Contribution schedule for voluntary members

Frequency of PaymentDeadline of Payment
MonthlyFinal working day of the applicable month
QuarterlyFinal working day of the applicable quarter
Semi-annualFinal working day of the first quarter of the
applicable semester
AnnualFinal working day of the first quarter
of the applicable year

How can employers pay PhilHealth contribution online?

Step 1: Creation of an EPRS account

As a requirement, employers will have to use the Electronic Premium Remittance System (EPRS) if they want to conveniently remit their employees’ contributions online.

To start, employers should create an EPRS account via the Electronic PhilHealth Online Access Form (ePOAF) website. Fill up all the required information. That includes the PhilHealth Employer Number and PhilHealth number of the PhilHealth Employer Engagement Representative (PEER).

But if it’s too complicated for you, you can fill out the PhilHealth Online Access Form and present it to your nearest PhilHealth office.

Whether you went with the online or offline method, you shall receive an email from PhilHealth with further instructions to create an account.

Step 2: Updating of employee master list

You can skip this step if you already have one. Essentially, this step will ensure that you’re paying properly and has the right reporting to PhilHealth.

The “Edit Employee Profile” button lets you update a few employees, you can also click “Remittance Management” then click “File Upload”, if you want to upload a CVS file with your employee master list. You then have to input the month and year you’re remitting for in the “Applicable Period” menu.

Finally, click the “Validate CSVFile Format” button. If your format is right, you should get a successful notice.

Step 3: Generation of the Statement of Premium Account (SPA)

You can generate your SPA by clicking “Payment Management” then “Payment Posting”. You shall be presented with your PhilHealth Premium Payment summary. On the top right of the screen, click the print icon then click “Generate SPA”.

Now you’re looking at your SPA. Have it printed as the details in it will be required upon payment.

Step 4: Finally, make the payment.

  • Login to your EPRS account and click “Payment Management” then “Payment Posting”.
  • Click the “Payment Option” icon. You’d land on the Payment for Posting page. On the Payment option drop-down menu, pick “Online Payment”.
  • Pick the bank you want to use. You’d then be directed to your chosen bank’s portal so you can process the payment.
  • After the successful transaction, you’d be issued with an official receipt number, which you can look back in the future by clicking “Transaction Monitoring” then “Transaction History”. You’d also get an Employer Remittance Report that you can access by going to “Remittance Management” then “Remittance Status.”

Related: A Comprehensive Guide on How to Apply for PhilHealth Voluntary Membership

How can voluntary members pay PhilHealth contribution online?

Step 1: Visit the PhilHealth Member Portal. Login to your account using your PhilHealth Identification Number (PIN), or create one if you haven’t already.

Creating an account is really easy. It will only ask for your PhilHealth number, name, birthday, address, mobile number, and the password you want to nominate.

Step 2: In the menu section at the right side, click the drop-down menu on the “Payment Management” then click “Generate SPA”. The Statement of Premium Account (SPA) is essentially your billing statement, which will show how much you must pay.

If you don’t have access to this button, then you may be under a different member category, or your Member Information is not updated.

Step 3: You shall see the “Premium Payment Option” where you have the option to choose how many months you want to pay for, from 1 month up to 36 months in advance.

Step 4: The system shall display the total contributions that are due and their respective due dates.

Step 5: Pick the Accredited Collecting Agent (ACA) of your choice. Options include credit/debit cards, prepaid cards, or mobile wallet services like GCash. Each of these payment options shall have its respective transaction fees with varying amounts.

Step 6: You shall get a PhilHealth Acknowledgement receipt a.k.a ePAR, email, and SMS letting you know that the transaction was successful.

Am I eligible to pay for PhilHealth Contribution voluntarily?

As per PhilHealth, those who belong in these categories should pay for their contributions by themselves:

  • Employers
  • Self-employed individuals/Freelancers
  • Informal workers
  • OFWs
  • Filipinos with dual citizenship
  • Foreign retirees and other foreigners working and/or living in the Philippines
  • iGroup members

What are the requirements for PhilHealth voluntary contribution payment?

When paying for your contribution voluntarily, you have to bring the following:

  • PhilHealth Identification Number (PIN)
  • Statement of Premium Account (SPA)

Well, that’s it. We’ll be updating this list with more details once they are available, so stay tuned for that. If you have questions, leave them in the comments below and either us or one from our community would be glad to help you out.

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