We’re already seeing the fruits of the government’s push to digitalize how we transact with them. One of the main agencies that have been modernized is the Land Transportation Office (LTO).

There are a bunch of transactions you can do with the LTMS online portal, and one of them is checking and settling your LTO violations, penalties, and fines.

What made things even easier is the LTO Demerit System, which uses a points system to easily determine the gravity of your violation, how many you’ve committed, and how much your fine is.


Today, we’ll be detailing how you can use your LTMS portal account to check and settle your LTO violations and fines. Let’s begin.

Table of Contents

How to check LTO violations, penalties, and fines online?

Step 1: Open the LTMS portal at https://portal.lto.gov.ph. Log In to your account.


Step 2: From the dashboard, click Violations.


Step 3: Here, you can immediately see your demerit points.


How to create an LTMS portal account?

Visit the LTMS portal website > Register > Enroll as an Individual > Indicate if you already have a license or not > Complete the form. Here’s a complete guide to learn more.

Is the LTMS portal violation checker the same as NCAP?

No. The Violations Checker on the LTMS portal only shows the violations and fines incurred under your name and driver’s or conductor’s license.

Meanwhile, the violations from the No Contact Apprehension Program (NCAP) are for vehicles spotted committing violations using CCTVs, special cameras, and other technologies from local government units (LGU). Besides, NCAP have been suspended last August 30, 2022, so don’t worry about it. For now, let’s just wait and see if it pushes through.

Other ways to check my violations and fines

Besides the LTMS portal, you can also check if you have violations and fines through:

  • LTO offices (bring documents like driver’s license, valid ID, and proof of address);
  • MMDA’s May Huli Ba? website;
  • and Non-contact apprehension policy (NCAP) websites (currently suspended).

Can I pay my LTO fines online?

Yes. Other than checking your violations and fines, you can also settle them right within the portal for better convenience.

What are LTO payment options?

To settle your LTO violations, you can use the payment channels below so you don’t have to go through the hassle of going to an LTO office.

  • GCash
  • GrabPay
  • Maya
  • Bayad Center
  • Land Bank Link BIz Portal
  • SM Bills Payment
  • MMDA Traffic Management Division

When should I pay my LTO fines?

Upon getting the violation receipt, you have seven days to pay and settle your fine.


What is LTO Demerit System?

The LTO Demerit system is essentially an easier way for you to track your violations. Under this new system, traffic violations have been classified into three categories, with respective demerit points that are based on how heavy the violation is.

LTO Demerit System categories

The system classifies violations into three categories. You can see them below and the violations under them.

Light Violations: 1 Demerit Point

  • Broken, tampered, joined, reconnected, fake, or altered sealing wire of taxi meters
  • Defective, fast, or tampered taxi meter
  • Driving a motorcycle with a child aboard on public roads (1st offense)
  • Driving in places not intended for traffic or into areas not allowed for parking
  • Failure to display fare matrix
  • Failure to provide a cover for cargo or freight trucks
  • Failure to wear a motorcycle helmet and their back rider (1st offense)
  • Failure to wear one’s seat belt, including the passenger (1st offense)
  • Franchise breach of the conditions stated on the 2011 revised terms and conditions on the certificate of public conveyance
  • No franchise or certificate of public conveyance carried inside PUV
  • No signboard for PUVs
  • Not carrying a driver’s license or the OR/CR while driving a motor vehicle
  • Not displaying a “no smoking” sign and allowing personnel or passengers to smoke inside a PUV
  • Not displaying the International Symbol of Access inside a PUV, not designating seats for the use of persons with disabilities, refusing to transport PWDs
  • Not following proper lane designation when taking a turn
  • Not providing fare discounts to those entitled to them under existing laws and pertinent memorandum circulars of the LTFRB
  • Not using signal lights when turning
  • Not yielding the right of way to vehicles on a highway when entering from a private road
  • Operating without a taxi seal with an old taxi meter or broken seal
  • Overcharging/undercharging of fare
  • Overtaking on “men working” and “caution” signs
  • Pick-up and drop-off of passengers outside the terminal for Busses
  • Reckless driving (1st offense)
  • Smoke belching (1st offense)
  • Unsafe towing
  • Using smartphones or an electronic entertainment or computing device while driving (1st offense)

Less Grave Violations: 3 Demerit Points

  • Allowing passengers on the motor vehicle roof
  • Driving a motorcycle with a child aboard on public roads (2nd offense)
  • Failure to attach license plates
  • Failure to wear a motorcycle helmet and their back rider (2nd offense)
  • Failure to wear one’s seatbelt, including the passenger (2nd offense)
  • Hitching or permitting a bicycle, a person, a skateboarder, a motorcycle, or a tricycle to hitch to a motor vehicle
  • Illegal Parking
  • Intentional Traffic Obstruction
  • Load-extending beyond the projected width without a permit
  • Not dimming headlights when approaching another motor vehicle
  • Not rendering service to the public or not conveying a passenger to a destination for PUVs
  • Not shutting down the engine and engaging the handbrake when the vehicle is unattended
  • Not stopping before traversing a “through highway” or railroad crossing
  • Not yielding the right of way at a “through highway” or a “stop intersection.”
  • Not yielding the right of way to an ambulance, a police car, or a fire truck
  • Not yielding the right of way to pedestrians at a pedestrian crossing
  • Operating a bus or truck with cargo exceeding 160kg of its load limit
  • Reckless driving (2nd offense)
  • Smoke-belching (2nd offense)
  • Tampering with license plates
  • Trip-cutting for PUVs
  • Using smartphones or an electronic entertainment or computing device while driving (2nd offense)
  • Violations in connection with motor vehicle registration

Grave Violations: 5 Demerit Points

  • Axle overloading
  • Carrying illegal or prohibited cargo (Drugs, Illegal Firearms, endangered animals, etc.)
  • Committing a crime while driving a vehicle
  • Cutting an overtaken vehicle
  • Disregarding traffic signs
  • Driving a motor vehicle used for committing a crime
  • Driving a motorcycle with a child aboard on public roads (3rd and succeeding offenses)
  • Driving a motorcycle with more than one passenger
  • Driving a PUV and collecting fares without a franchise
  • Driving against the flow of traffic
  • Driving an unregistered motor vehicle
  • Driving under the influence of alcohol, dangerous drugs, or similar substance
  • Driving without a valid driver’s license
  • Failure to wear a motorcycle helmet to their back rider (3rd and succeeding offenses)
  • Failure to wear one’s seat belt, including the passenger (3rd and succeeding offenses)
  • Failure to yield the right of way
  • Fraud concerning the registration or renewal of the registration of the motor vehicle
  • Not giving way to an overtaking vehicle
  • Operating a right-hand-drive motor vehicle
  • Operating a vehicle with defective, improper, or illegal accessories, devices, equipment, or parts
  • Overtaking:
    • at a curve
    • at an intersection
    • at any railway crossing
    • in a no-overtaking zone
    • upon a crest or grade
    • when the left side is not clear of oncoming traffic,
    • within an unsafe distance
  • Presentation of fake CPC, OR/CR, plates, stickers, or tags
  • Reckless driving (3rd and succeeding offenses)
  • Smoke belching (3rd and succeeding offenses)
  • Speeding up when being overtaken
  • Submission of fake documents when applying for or renewing a driver’s license
  • Unauthorized motor vehicle modification
  • Using smartphones or an electronic entertainment or computing device while driving (3rd and succeeding offenses)

These are the things you should know on how to check and settle your LTO violations, penalties, and fines online, as well as how the LTO Demerit System works.

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