OPPO F7 Home Credit — NoypiGeeks

Here’s how you can get the latest OPPO F7 #SelfieExpert smartphone without spending Php17,990 outright.

In our previous article, we shared the Vivo V9 Home Credit installment plans. Today, we’re going to take a look at the Home Credit plans for its archrival — the OPPO F7.

With the price hike of Php2,000 from the F5’s suggested retail price (SRP), OPPO newest high-end certainly isn’t affordable at Php17,990. But for those who don’t want to take the plunge on dishing out a huge amount of money for a smartphone, there’s actually a way that’s easier on the pocket — via Home Credit installment plans.

UPDATE: Here’s the new computation for the new Php14,990 SRP.

OPPO F79 months (0%)12 months (5,45%)18 months (5,45%)24 months
Monthly paymentPhp1,315.89Php1,328.64Php1,030.50Php1,083
Total contract costPhp15,843Php19,943Php22,549Php32,930

See also: OPPO F7 vs OPPO F5: Specs Comparison

Unfortunately, the 0% installment is only available for the base model, OPPO F7 64GB. For those who want to get the higher 6GB memory and 128GB storage, check out the table below.

OPPO F7 6GB + 128GB9 months12 months18 months24 months
Monthly paymentPhp2,304Php1,974Php1,560Php1,292
Processing fee and insurance
(Php402) + (Php80/month X number of months)
Php402 + Php720
Php402 + Php960
Php402 + Php1,440
Php402 + Php1,920
Total contract costPhp28,358Php31,550Php36,422Php39,830

As you can see, the final total contract cost is very far from the 6GB model’s Php21,990 SRP — because it’s not 0% interest. In case you’re wondering, here are the interest rates for the following terms:

  • 9 months — 5.4515%
  • 12 months — 6.4512%
  • 18 months — 6.4509%
  • 24 months — 5.8007%

For a refresher, the OPPO F7 is equipped with a 6.23-inch 1080p+ screen with a notch on top. Inside, there’s a MediaTek Helio P60 octa-core processor with 4GB/64GB and 6GB/128GB configurations. Its selfie shooter has the highest pixel count in the world, set at 25-megapixels. On the back, it’s primary camera is a 16-megapixel sensor with f/1.8 aperture, phase detection autofocus, and LED flash.

But before you make that purchasing decision, make sure to check out our comprehensive review of the OPPO F7.

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