OPPO F7 Home Credit — NoypiGeeks

Here’s how you can get the latest OPPO F7 #SelfieExpert smartphone without spending Php17,990 outright.

In our previous article, we shared the Vivo V9 Home Credit installment plans. Today, we’re going to take a look at the Home Credit plans for its archrival — the OPPO F7.

With the price hike of Php2,000 from the F5’s suggested retail price (SRP), OPPO newest high-end certainly isn’t affordable at Php17,990. But for those who don’t want to take the plunge on dishing out a huge amount of money for a smartphone, there’s actually a way that’s easier on the pocket — via Home Credit installment plans.

UPDATE: Here’s the new computation for the new Php14,990 SRP.

OPPO F79 months (0%)12 months (5,45%)18 months (5,45%)24 months
Monthly paymentPhp1,315.89Php1,328.64Php1,030.50Php1,083
Total contract costPhp15,843Php19,943Php22,549Php32,930

See also: OPPO F7 vs OPPO F5: Specs Comparison

Unfortunately, the 0% installment is only available for the base model, OPPO F7 64GB. For those who want to get the higher 6GB memory and 128GB storage, check out the table below.

OPPO F7 6GB + 128GB9 months12 months18 months24 months
Monthly paymentPhp2,304Php1,974Php1,560Php1,292
Processing fee and insurance
(Php402) + (Php80/month X number of months)
Php402 + Php720
Php402 + Php960
Php402 + Php1,440
Php402 + Php1,920
Total contract costPhp28,358Php31,550Php36,422Php39,830

As you can see, the final total contract cost is very far from the 6GB model’s Php21,990 SRP — because it’s not 0% interest. In case you’re wondering, here are the interest rates for the following terms:

  • 9 months — 5.4515%
  • 12 months — 6.4512%
  • 18 months — 6.4509%
  • 24 months — 5.8007%

For a refresher, the OPPO F7 is equipped with a 6.23-inch 1080p+ screen with a notch on top. Inside, there’s a MediaTek Helio P60 octa-core processor with 4GB/64GB and 6GB/128GB configurations. Its selfie shooter has the highest pixel count in the world, set at 25-megapixels. On the back, it’s primary camera is a 16-megapixel sensor with f/1.8 aperture, phase detection autofocus, and LED flash.

But before you make that purchasing decision, make sure to check out our comprehensive review of the OPPO F7.

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  1. Good day di po ba nag down yung price ng OPPO F7 kasi may F9 na, ngayon po I’ve been paying my home credit loan for 3 times. Meron po bang magiging changes? Like mababawasan yung amount? Thanks!

  2. Hello po.. nag apply kasi ako ng homecredit oppo f7. and down po 4500 tapos monthly ay 1506 for 9months. bale ang total po ay 18,054.00 ganun po ba talaga yun?

  3. how can i get a phone in peshawar..kindly reply with ref of representative..

    1. Hello, Melchor! Please inquire on the nearest Home Credit store or sales representative about the requirements. :-)

  4. Either way you lose. Mas malaki pa babayaran mo pag nag installment ka kesa paying cash. Akala mo lang nakakasave ka, its just delaying the inevitable. Atsaka ang mahal ng F7. I’d rather wait for the Xiaomi Mi6X atleast yun me updates, goodluck sa updates sa F7 stuck forever lol.

    1. syempre kung may pang-cash ka naman why go for an installment. as a business syempre may interest para kumita. they are not charity.

    1. Hello, Rogish! You may inquire to any Home Credit sale representative near you.