Realme has been in the Philippines for less than two years but it surely has made a name for itself. Its positioning was simple: great devices but cheaper than competitors. This strategy seemed to work well. In 2019, Realme became the fastest growing smartphone brand worldwide.

One of the reasons for its exponential growth is its diverse product offerings. One of its notable product is theĀ Realme XT. For only Php16,990, the smartphone is a great buy. Likewise, it also didn’t come as a surprise when theĀ Realme XT sold out in just a week after it became available in stores.

Undoubtedly, the Realme XT offers great specs for its price tag. It comes powered by Qualcomm Snapdragon 712, a huge 8GB RAM and 128GB internal storage expandable up to 256GB. It also has a 6.4-inch FHD+ Super AMOLED display with a resolution of 2340 x 1080 pixels.



In terms of cameras, the Realme XT offers a quad rear camera setup. It is one of the first smartphones with a huge 64-megapixel rear camera. The other rear cameras include 8-megapixel for ultra-wide, 2-megapixel for depth sensor, and 2-megapixel for macro. It also has a 16-megapixel selfie camera placed like in a waterdrop notch in the middle of the display.

The device also features a 4,000mAh non-removable battery with VOOC 3.0. In terms of privacy, it features both face unlock and in-display fingerprint scanner.

So for those who want to get the Realme XT but find the price too steep, you may still avail it through Home Credit installment. Don’t worry, you don’t need a credit card for this. With only two (2) valid IDs and a downpayment, you may avail the Realme XT through Home Credit. Check the table for more information.

Realme XT Home Credit9 months (0.6140%)12 months (5.4533%)18 months (5.4598%)24 months (5.4526%)
Monthly PaymentPhp1,362Php1,376Php1,054Php900
Insurance Fee (optional)Php208Php157Php142Php142
(inclusive of Php400-500 processing fee)
Total Contract PricePhp19,230Php23,496Php26,628Php30,108

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  1. What if I will more than 5100 as a downpayment, what will be the possible monthly payment, just for example I will pay 10000 as downpayment ?